If you are moving abroad, pay special attention to how you are covered by health insurance. Whether you can keep your right to health insurance in Denmark depends entirely on where in the world you move to and how your situation is. EU rules give you the right to be publicly insured in Norway, Iceland, Liechtenstein, and Switzerland. For the most part, you must be admitted to the health insurance in your new country of residence. But special rules apply if you are a student, pensioner, on Danish early retirement pay, sent by a Danish employer, or sailor sailing under the Danish flag.
Change health insurance country.
When you move to another EU country, Norway, Iceland, Liechtenstein, or Switzerland, you can apply to be admitted to the country’s public health insurance. It entitles you to health insurance on an equal footing with other publicly insured citizens in the country.
Nordic countries
If you settle in one of the Nordic countries, you will be entitled to treatment in the public health service when you register your residence there.
Other EU countries
In other countries, you register with public health insurance by contacting the health insurance authorities in the country in question.
Documentation of your right to health insurance
If you need documentation that you were Danish health insured before moving, you can contact Udbetaling Danmark and ask for an E 104 form. With this form, you can be publicly guaranteed in your new country of residence immediately, and you avoid a possible waiting period.
Holidays and temporary stays outside your new country of residence
If you are going on holiday in Denmark or another EU country, Norway, Iceland, Liechtenstein, or Switzerland, you must use the blue health insurance card if you need treatment.
Refund if you post
If you seek treatment and want to reimburse your expenses, you will usually need to seek reimbursement in your new country of residence. In some countries, however, you can also seek reimbursement from the health insurance fund where you have been treated.
Retain the right to health insurance in Denmark
In some situations, you can continue to be covered by health insurance in Denmark, even if you move to another country in the EU, Norway, Iceland, Liechtenstein, or Switzerland. To preserve your right, you must
- registered with a form E106 in your new country of residence
- have a particular health card from Denmark
How to register with an E106 form
You will receive the E106 form from UdbetalingDanmark, and you must hand it in at the local health insurance office in your new country of residence. Here you will be registered as a member of the land of residence’s public health insurance. But Denmark will cover the expenses if you become ill and need treatment. However, you must pay any deductible in your new country of residence.
The E106 form entitles you to health insurance benefits in your new country of residence. Once registered with E106, you have the right to treatment in the public health service in your new country of place on the same terms as the citizens of the land of residence.
Once you have registered in your country of residence with the E106 form, you can apply for particular health care.
How to apply for the particular health card
You can apply for particular health care, which you need to get treatment for when you stay in Denmark. As a general rule, you can get a special health card if you:
- works in Denmark and lives in another EU country, Norway, Iceland, Liechtenstein, or Switzerland
- is sent by a Danish employer to work in another EU country, Norway, Iceland, Liechtenstein, or Switzerland
- receives Danish early retirement pay
- is employed on an EU contract and has chosen to be covered by the Danish health insurance
- is used on a ship flying the Danish flag
- is a family member of one of the above and is not insured in your country of residence
Move to countries outside the EU, the Nordics, Liechtenstein, and Switzerland.
If you move to a country outside the EU, Norway, Iceland, Liechtenstein, or Switzerland, you are not covered by the blue card or the Danish health insurance. If you cannot be publicly insured in your new country of residence, you must purchase private insurance.
