Insurance

Keeping detailed medical records can help you determine if you have potential tax-saving expenses. Taxes and health insurance are complex on their own. And the complexity is increased when you join them in questions like: "Are health insurance premiums tax deductible?" Here are six tax and health insurance considerations to help you keep the records you need to file each year. 1. Can I claim medical expenses? Based on tax rules for 2021, the IRS "allows taxpayers to deduct total unreimbursed annual qualified health care expenses in excess of 7.5% of their Adjusted Gross Income" (AGI) . For example, let's…

The self-employed and small and medium-sized enterprises (SMEs) are the largest representatives of the Spanish business fabric. That is to say, their presence is much more numerous than that of the large companies, although the latter may come to dominate the offers in the labor market. But, to maintain their status as the heart of the national economy, SMEs need to guarantee certain protections in their day-to-day activities. Not surprisingly, his routine is necessarily based on the assumption of certain risks. Because when things don't go or don't go well, not only the smooth running of the business is affected.…

It is the largest credit union in Florida, serving more than 774,000 members throughout Florida. The full-service institution offers its clients banking products and investment services such as checking and savings accounts. They also provide loans, as well as financial resources like advice, online calculators, workshops, and webinars. Suncoast Credit Union Overview Suncoast Credit Union is a regional institution serving the greater Tampa area. In 2017, Money named the credit union the best bank in Florida. It was founded in the 1930s in Hillsborough County by a group of teachers to serve the local educational force. In 2013, Suncoast Credit…

If your employer offers health coverage, you should check out the different options for you and your family members (dependents). Don't be afraid to ask questions. It's important to remember that employers may deny or restrict coverage for a few reasons. But, employers and health insurers can't deny or restrict coverage because of a pre-existing health condition, like cancer. Also, they cannot limit benefits for a pre-existing condition. Once you are covered by an insurance plan, you cannot be denied coverage for treatment for a pre-existing condition. What is employer-sponsored health insurance or group health insurance? Employer-funded health plans are…

The grace period, also known as the insurance grace period or grace month, is a concept that can lead to misunderstandings and problems regarding the obligations of the insurer and the insured. We see it in detail in this article. What the law says If, due to the policyholder's fault, the first premium has not been paid, or the single premium has not been paid when it is due, the insurer has the right to terminate the contract or demand payment of the premium due through enforcement based on the policy. Unless otherwise agreed, if the premium has not been…