Some instructions and suggestions to obtain the Texas insurance license are as follows:
- Apply for the test license and/or registration; many states allow you to apply for your insurance license and/or exam registration online. Allow yourself several weeks to prepare for the exam. Another suggestion is to access or purchase study guides or recommended books. You should also attend a class if you are having trouble understanding the study materials. He plans to pay more than $100 in tuition and spend at least one full day in class.
- It is important to study carefully for the test; Insurance exams are detailed and there is a lot of information to understand and remember. If possible, study for the test with a classmate or study group. You should prepare for the day of the test by getting enough sleep the night before, eating a good breakfast, and arriving at the test site early. Learn some relaxation techniques, such as slowly inhaling through your nose and exhaling slowly through your mouth, or closing your eyes and visualizing something pleasant or inspiring. Follow the instructions carefully. Ask questions about anything you don’t understand. Take your time and check your answers. Finishing in first place will not give you extra points.
- After receiving your approved results; submit the necessary documentation and pay the required fees to obtain your Texas insurance license. See what your estimate is of the time this will take and if you can work in the insurance industry while waiting for your license to arrive after you have applied. Another tip is to check with your employer or potential employer to see if the company will pay for your insurance license.
- Persevere; many people fail the insurance license exam at first. Pay attention to deadlines and requirements; Insurance is a detail-oriented business, so compliance is mandatory. Take the test seriously; insurance tests are not easy to pass. Follow renewal, continuing education, and other requirements so you don’t lose your license.
General requirements to obtain a license in the State of Texas
Requirements for residency licenses in Texas: Be 18 years of age. Pass the license exam (if required) within one year from the date of receipt of the license application fee. Deliver the corresponding forms and remit the respective fees to the desired insurance license.
Requirements for non-resident licenses in Texas: Be 18 years of age. Submit an original Certificate of Good Standing issued within the last 90 days by your state Insurance Commission stating that you are licensed for the lines of insurance you are applying for in Texas. Please provide this with the TDI application and fees to: Texas Department of Insurance P.O. Box 12069, MC 1071AAustin, TX 78711 2069. An individual moving to Texas who has had an insurance license in another state within the last five years and wishes to sell insurance within this state must meet the same requirements as any other resident agent. In addition, you must attach to the application a discharge letter issued by the Insurance Commission of the previous State of origin.
If you want to be licensed to sell insurance in Texas, you are not exempt from the exam requirements and you must do the following:
- Submit an exam registration form by mail, fax, or phone. This must be done before your application is processed.
- Submit a license application by mail, fax or phone (temporary applications are only received by mail).
- Get a fingerprint card.
- Schedule your exam over the phone by calling 800.697.6838.
Tests are administered in Abilene, Amarillo, Arlington, Austin, Beaumont, Corpus Christi, El Paso, Houston, Lubbock, McAllen, Midland, Richardson, San Antonio, Tyler, Waco, and Wichita Falls, Texas, as well as Shreveport, La.
How do I renew my license?
Most individual Texas insurance licenses are issued for two years, and these licenses will expire on their anniversary date every two years. You will receive a renewal invoice for each license class from the Department of Insurance containing the expiration date and fees. The renewal invoice must be completed and returned to the Department in a timely manner. If your license has expired for more than 90 days, you can renew it by presenting the invoice, plus the renewal fee and an additional fee equal to half the normal fee.
If your license has expired for more than 90 days but less than a year, you cannot renew your license, but you can obtain a new license without taking the appropriate exam and submitting a new license application to the Department of Insurance. License fee and additional fee equal to half the normal fee. If your license has expired for one year or more, you will not be able to renew the license.
You must obtain a new license by taking a new exam, if the exam was required for the original license, and by complying with the requirements and procedures for obtaining an original license.
