SHORT-TERM DISABILITY INSURANCE

 Disability insurance is an insurance policy that covers part of a person's lost income while that person is unable to work due to illness or injury. Some disability insurance policies cover workers for a short period of a few months, while others provide stable benefits for decades. The decision to obtain short-term, long-term, or both types of disability insurance depends on the individual worker's needs, expectations, and budget. PROS AND CONS OF SHORT-TERM DISABILITY INSURANCE Short-term disability insurance is for people who are unable to work for short periods of time. Although some short-term policies can last up to two…