{"id":32895,"date":"2022-11-07T04:03:34","date_gmt":"2022-11-07T04:03:34","guid":{"rendered":"https:\/\/nazing.co.uk\/?p=32895"},"modified":"2022-11-07T04:03:34","modified_gmt":"2022-11-07T04:03:34","slug":"suncoast-credit-union-review-no-monthly-fees","status":"publish","type":"post","link":"https:\/\/nazing.co.uk\/suncoast-credit-union-review-no-monthly-fees\/","title":{"rendered":"Suncoast Credit Union Review: No Monthly Fees"},"content":{"rendered":"\n<p>It is the largest credit union in Florida, serving more than 774,000 members throughout Florida. The full-service institution offers its clients banking products and investment services such as checking and savings accounts.<\/p>\n\n\n\n<p>They also provide loans, as well as financial resources like advice, online calculators, workshops, and webinars.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Suncoast Credit Union Overview<\/h2>\n\n\n\n<p>Suncoast Credit Union is a regional institution serving the greater Tampa area. In 2017, Money named the credit union the best bank in Florida.<\/p>\n\n\n\n<p>It was founded in the 1930s in Hillsborough County by a group of teachers to serve the local educational force.<\/p>\n\n\n\n<p>In 2013, Suncoast Credit Union became a state charter, opening membership to everyone who \u201clives, works, worships or attends schools\u201d in 21 Southwest Florida counties.<\/p>\n\n\n\n<p>Your options as a member include common banking products such as savings accounts, money market accounts, and checking accounts, as well as home loans, auto loans, and credit cards.<\/p>\n\n\n\n<p>The credit union has 64 branches and partners with the Co-Op network and Publix Grocery Store ATMs to offer more than 3,000 free ATMs within the state and 30,000 nationwide.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Pros and Cons of Suncoast<\/h2>\n\n\n\n<p><strong>Advantage<\/strong><\/p>\n\n\n\n<ul>\n<li>Community-oriented, full-service credit union (not for profit) offers more member benefits than most retail banks<\/li>\n\n\n\n<li>Current accounts that earn interest<\/li>\n\n\n\n<li>Membership includes access to discounts, scholarships and charitable donations<\/li>\n<\/ul>\n\n\n\n<p><strong>Disadvantages<\/strong><\/p>\n\n\n\n<ul>\n<li>Savings account interest rates are not the most competitive compared to online banking competitors.<\/li>\n\n\n\n<li>Only available to residents of 21 Florida counties<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Suncoast checking and savings accounts<\/h2>\n\n\n\n<p><strong><a href=\"http:\/\/insurancenoon.com\/suncoast-credit-union-mortgage-rates\/\" target=\"_blank\" rel=\"noopener\">Suncoast <\/a><\/strong>offers customers checking and savings accounts for their financial needs. Both types of accounts take advantage of the SunMobile App and pay dividends.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Suncoast Credit Cards<\/h2>\n\n\n\n<ul>\n<li>No annual fee<\/li>\n\n\n\n<li>Rewards do not expire<\/li>\n\n\n\n<li>Free balance transfers, cash advances or convenience checks<\/li>\n\n\n\n<li>No punitive interest rates for late or late payments<\/li>\n\n\n\n<li>25-day interest-free period for new purchases<\/li>\n\n\n\n<li>No charge when different users also get a card<\/li>\n\n\n\n<li>Free auto car rental insurance<\/li>\n\n\n\n<li>24\/7 online and phone access for inquiries, cash advances and payments<\/li>\n\n\n\n<li>Monthly payments are 2 percent of balance or $10, whichever is greater<\/li>\n\n\n\n<li>Automatically updates cardholder details with participating merchants<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">FAQ<\/h2>\n\n\n\n<p><strong>1. When will my business checking account be charged a fee?<\/strong><\/p>\n\n\n\n<p>If the account has a fee (see our Fee Schedule), the fee will be charged at the end of the month.<\/p>\n\n\n\n<p><strong>2. Do I get a discount when I order business checks online?<\/strong><\/p>\n\n\n\n<p>No. Business members pay the regular price for checks, either over the phone, online, or in person.<\/p>\n\n\n\n<p><strong>3. Does Suncoast accept federal business tax payments (Form 941, 1120, etc.) at the service center?<\/strong><\/p>\n\n\n\n<p>No. However, business members can make their tax payments electronically through the free Electronic Federal Tax Payment System (EFTPS). For more information, visit the EFTPS site or see IRS Publication 966.<\/p>\n\n\n\n<p><strong>4. What about deposits in cash or coins?<\/strong><\/p>\n\n\n\n<p>Suncoast is not equipped to handle large deposits of cash or coins. Self-service coin machines are available at each branch for small coin deposits. Fees apply.<\/p>\n\n\n\n<p><strong>5. What about cash or coin orders?<\/strong><\/p>\n\n\n\n<p>Suncoast is not equipped to supply businesses with cash or coin orders.<\/p>\n\n\n\n<p>Suncoast Credit Union is a solid option for those who qualify for membership. You can choose from savings accounts, checking accounts, even car loans, credit cards, and mortgages. A regional credit union, it has all the offerings of a larger banking chain.<\/p>\n\n\n\n<p>Even better, it operates as a non-profit organization. That can mean better loan terms and community involvement.<\/p>\n\n\n\n<p>Suncoast boasts of the charitable foundation it operates and even has buildings that run on solar power in an effort to support energy efficiency and green initiatives.<\/p>\n\n\n\n<p><a href=\"https:\/\/nazing.co.uk\/\">.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>It is the largest credit union in Florida, serving more than 774,000 members throughout Florida. The full-service institution offers its clients banking products and investment services such as checking and savings accounts. They also provide loans, as well as financial resources like advice, online calculators, workshops, and webinars. Suncoast Credit Union Overview Suncoast Credit Union [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":32896,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","om_disable_all_campaigns":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1919],"tags":[],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/i0.wp.com\/nazing.co.uk\/wp-content\/uploads\/2022\/11\/download-2022-11-07T090257.297.jpg?fit=321%2C157&ssl=1","_links":{"self":[{"href":"https:\/\/nazing.co.uk\/wp-json\/wp\/v2\/posts\/32895"}],"collection":[{"href":"https:\/\/nazing.co.uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nazing.co.uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nazing.co.uk\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/nazing.co.uk\/wp-json\/wp\/v2\/comments?post=32895"}],"version-history":[{"count":1,"href":"https:\/\/nazing.co.uk\/wp-json\/wp\/v2\/posts\/32895\/revisions"}],"predecessor-version":[{"id":32897,"href":"https:\/\/nazing.co.uk\/wp-json\/wp\/v2\/posts\/32895\/revisions\/32897"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nazing.co.uk\/wp-json\/wp\/v2\/media\/32896"}],"wp:attachment":[{"href":"https:\/\/nazing.co.uk\/wp-json\/wp\/v2\/media?parent=32895"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nazing.co.uk\/wp-json\/wp\/v2\/categories?post=32895"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nazing.co.uk\/wp-json\/wp\/v2\/tags?post=32895"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}