The self-employed and small and medium-sized enterprises (SMEs) are the largest representatives of the Spanish business fabric. That is to say, their presence is much more numerous than that of the large companies, although the latter may come to dominate the offers in the labor market. But, to maintain their status as the heart of the national economy, SMEs need to guarantee certain protections in their day-to-day activities. Not surprisingly, his routine is necessarily based on the assumption of certain risks.<\/p>\n\n\n\n
Because when things don’t go or don’t go well, not only the smooth running of the business is affected. Any person or supplier that is related to the company can also be a victim of errors or setbacks derived from the activity. For and for this there is insurance for SMEs, policies that are not mandatory, but necessary for these companies to survive the problems.<\/p>\n\n\n\n
In this sense, entrepreneurs and freelancers must take into account the mandatory insurance established by law to guarantee market stability. For example, if the company has its own fleet of vehicles, all of them must have a policy for their legal circulation; or civil liability coverage for some professional activities such as medicine, architecture, law… But they should also consider the possibility of taking out insurance that covers a series of basic guarantees in their business activity.<\/p>\n\n\n\n
We are talking about insurance for small and medium-sized companies that is not mandatory but is recommended. Thanks to them, the entrepreneur or freelancer will be able to dedicate themselves to what really matters \u2013 growing their business \u2013 while the insurance company takes care of all the fringes related to the safety of their activity.<\/p>\n\n\n\n
No company, regardless of its size, is free from human error (conscious or unconscious), eventual accidents (leaks, cyber attacks) or natural incidents (floods, power failures due to storms, etc.). Nor that these setbacks unbalance the progress of the activity and endanger its continuity as a company. For this reason, there is insurance for specialized SMEs that cover a series of basic needs and allow, at least, not to lose control of the company.<\/p>\n\n\n\n